yep no effect on ncb think mines £50 for a new screen and can claim 3 times a year.I thought it was a cheap excess on most policies and didn't affect your NCB or increase your premium?
I don't think third party will cover it as my sis had to pay for a new screen on hers.i have no idea about mine, would 3rd party cover it? its all im insured by atm to save me money. i looked through my policy paperwork nowt said about it, my insurer is endsleigh pricey bstuds
FTW!!Windscreens.
1. Does your insurance not cover you for windscreen damage? £50 excess and a new screen or free repairs