Insurance Advice - Page 2 - theMGZR.co.uk :: MG ZR forum
Go Back   theMGZR.co.uk :: MG ZR forum > General > General MG ZR Discussion
Register FAQ Calendar Mark Forums Read Advertise

Reply
 
LinkBack Thread Tools Display Modes
Old 14-07-2010, 22:45   #11 (permalink)
Senior Member
 

Posts: 1,323
Location: Lincolnshire
Join Date: Sep 2004
iTrader: 0 (0%)
Thanks: 1
Thanked 66 Times in 62 Posts
Man in the Car will become famous soon enoughMan in the Car will become famous soon enough
Very good summary, puts the answers to a lot of common questions clearly and all together in one place

Also worth noting that in general most drivers will get a reduction at their next renewal after they reach the ages of 25, 30, 40, 50 (or 55) and 60, and then increases again at 70 and 80. As these don't take effect until the next renewal after you attain these ages it can be beneficial to try to have your renewal date either on or soon after your birthday, so that you will benefit from these reductions at the earliest opportunity.
Man in the Car is offline   Reply With Quote
Sponsored Links
Advertisement
 
Old 15-07-2010, 10:00   #12 (permalink)
Senior Member
 
akaJAY7's Avatar
 
2 Highscores

Posts: 8,062
Location: West Midlands
Drives: Toyota Celica
Join Date: Aug 2008
iTrader: 4 (100%)
Threadstarter
Thanks: 0
Thanked 0 Times in 0 Posts
akaJAY7 is a jewel in the roughakaJAY7 is a jewel in the roughakaJAY7 is a jewel in the rough
My Garage
Thanks for your input guys
__________________
akaJAY7 is offline   Reply With Quote
Old 20-07-2010, 23:19   #13 (permalink)
Senior Member
 
euan_RS's Avatar
 

Posts: 1,738
Location: Sutherland
Drives: mk1 ZR 105
Join Date: Jul 2009
iTrader: 2 (100%)
Thanks: 0
Thanked 0 Times in 0 Posts
euan_RS is on a distinguished road
Send a message via MSN to euan_RS
insurance

next year i will be able to drive on the uk roads, but i will need insurance, what is an reasonable price to pay for this 1.4 ZR with air intake, exhaust(not on the car yet but soon) and stickers. i also live in northern scotland. and i will hopefully have 1 years no claims (cos i drive a 50cc motorbike, ye that is how cool i am)



Thanks Euan
euan_RS is offline   Reply With Quote
 
Old 20-07-2010, 23:21   #14 (permalink)
Banned
 

Posts: 14,064
Location: Huddersfield
Drives: MG ZR MK2 160
Join Date: May 2008
iTrader: 7 (100%)
Thanks: 0
Thanked 0 Times in 0 Posts
id say anything in the region of 1600/2000
ErithMGZR is banned   Reply With Quote
Old 21-07-2010, 09:35   #15 (permalink)
 jon160
Senior Member
 
jon160's Avatar
 

Posts: 3,858
Location: Kent
Drives: Legacy GTB TT
Join Date: Apr 2009
iTrader: 8 (100%)
Thanks: 0
Thanked 1 Time in 1 Post
jon160 will become famous soon enoughjon160 will become famous soon enough
I dont think no claims from a bike can be counted when applying for car insurance.
__________________
BREAKING MY ZR, ALL PARTS AVAILABLE
jon160 is offline   Reply With Quote
Old 01-08-2010, 14:58   #16 (permalink)
Member
 
fearLess's Avatar
 

Posts: 213
Location: Nottinghamshire
Drives: ZR 105+
Join Date: Dec 2009
iTrader: 0 (0%)
Thanks: 0
Thanked 0 Times in 0 Posts
fearLess is on a distinguished road
A question about insurance..

My question is pretty much how long am I expecting to wait before I start paying a lot less for car insurance?

My current situation:

19 years old, 20 in September
On my mums policy as a named driver, apparantly she wasn't allowed to use her no claims bonus she got as a named driver on my dads direct line insurance because of my age, so we had to start a new policy when I was learning to drive.

I passed my test in July 2008, I had insurance on my first car around March 2008.

So atm I have 2 no claims bonus on my mums insurance, and atm I'm paying 120 a month for my 1.4 2003 ZR.

So how long am I expecting to wait til I can upgrade/put a bigger engine in and declare it?

I'm sure there's quite a few people in my shoes
__________________
fearLess is offline   Reply With Quote
Old 01-08-2010, 15:07   #17 (permalink)
Senior Member
 
Captainpirateboy's Avatar
 

Posts: 7,402
Location: Portsmouth
Drives: Express 160 + ZRT
Join Date: Jan 2009
iTrader: 11 (100%)
Thanks: 7
Thanked 6 Times in 6 Posts
Captainpirateboy will become famous soon enoughCaptainpirateboy will become famous soon enough
My Garage
21 and 25 seems to be the age where insurance get cheaper, all depends on so many variables though. It's different for everyone.
Captainpirateboy is offline   Reply With Quote
Old 01-08-2010, 15:23   #18 (permalink)
Senior Member
 
akaJAY7's Avatar
 
2 Highscores

Posts: 8,062
Location: West Midlands
Drives: Toyota Celica
Join Date: Aug 2008
iTrader: 4 (100%)
Threadstarter
Thanks: 0
Thanked 0 Times in 0 Posts
akaJAY7 is a jewel in the roughakaJAY7 is a jewel in the roughakaJAY7 is a jewel in the rough
My Garage
Risky road going on your parent's insurance dude - you're liable of having it void if you have an accident.
__________________
akaJAY7 is offline   Reply With Quote
Old 01-08-2010, 15:27   #19 (permalink)
Member
 
fearLess's Avatar
 

Posts: 213
Location: Nottinghamshire
Drives: ZR 105+
Join Date: Dec 2009
iTrader: 0 (0%)
Thanks: 0
Thanked 0 Times in 0 Posts
fearLess is on a distinguished road
Unfortunately it's my only option as my car is over 3000 on my own, which is completely ridiculous.

It's common knowledge that nearly most younger drivers are on their parents insurance. Believe me, if I could do it on my own I would
__________________
fearLess is offline   Reply With Quote
Old 01-08-2010, 15:32   #20 (permalink)
Senior Member
 
akaJAY7's Avatar
 
2 Highscores

Posts: 8,062
Location: West Midlands
Drives: Toyota Celica
Join Date: Aug 2008
iTrader: 4 (100%)
Threadstarter
Thanks: 0
Thanked 0 Times in 0 Posts
akaJAY7 is a jewel in the roughakaJAY7 is a jewel in the roughakaJAY7 is a jewel in the rough
My Garage
Quote:
Originally Posted by fearLess View Post
Unfortunately it's my only option as my car is over 3000 on my own, which is completely ridiculous.

It's common knowledge that nearly most younger drivers are on their parents insurance. Believe me, if I could do it on my own I would
That's life though mate. You can't just expect to cut corners because you don't like the price they've offered.

It's also common knowledge that a lot of people don't declare modifications but the fact is, companies are cracking down on it. If you do have an accident and (god forbid) they void your insurance, suddenly you'll be sat there wishing you had paid the full whack and done it properly.

Don't think I'm being an arse, I'm just telling it as it is mate because it shocks me how many people think that it's okay to be put on their parent's insurance policies.
__________________
akaJAY7 is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
Cancelling car insurance advice! please :( Becky20 Off Topic 8 19-09-2009 23:21
Legal Advice - After an Insurance Claim MGJason Off Topic 11 17-09-2009 13:14
NOOB'S Read this first before asking Stealth General MG ZR Discussion 4 04-07-2009 17:28
Insurance, Facelift ZR 05 17 year old tombean General MG ZR Discussion 67 11-04-2009 22:12


All times are GMT +1. The time now is 23:43.



Powered by vBulletin® Version 3.8.8
Copyright ©2000 - 2017, vBulletin Solutions, Inc.
Search Engine Friendly URLs by vBSEO 3.6.0
vBulletin Security provided by vBSecurity v2.2.2 (Pro) - vBulletin Mods & Addons Copyright © 2017 DragonByte Technologies Ltd.
Copyright ©2004 - 2014 theMGZR.co.uk Ltd 06371623

The theMGZR.co.uk logo is registered with the UK Copyright Service: 285179

 

Garage vBulletin Plugins by Drive Thru Online, Inc.